Winchester Bankruptcy Lawyers
debt relief
We offer a number of different options to reduce your debt by making it easier.
Bankruptcy, Interest Rate Reductions, Loan Refinancing, Consolidating Debt, and Repayment Terms.
Realizing that you need help with managing debt is the first step.
Winchester bankruptcy lawyers may have other options than Chapter 7 or Chapter 13, which usually allows the debtor to retain valuable assets; your home, vehicles, non-exempt assets. Chapter 13 will also stop foreclosures, in most cases.
Under Chapter 13, a debtor may set up a repayment plan to pay installments to their creditors over three to five years. If the debtor’s monthly income is currently less than the applicable state median, your plan may be for three years unless the court approves a longer period, for cause.
The court can then approve your plan. During this time, the law forbids creditors from starting or continuing collection efforts. This includes lawsuits, wage garnishments, and no contact with the debtor for the life of the plan.
Winchester Bankruptcy Lawyers fight for you!
Debt Relief
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- Chapter 7
- Chapter 13
- Foreclosures
- Wage Garnishments
- Free Consultation
The information on this website is for general information purposes only.
Nothing on this site should be taken as legal advice for any individual case or situation.
This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.