Filing Chapter 7

To file for Chapter 7 bankruptcy, you must provide proof of all debts and all income to show that your income is insufficient to pay off their debts.

Filing chapter 13

You may consider filing under Chapter 13 if you owe debts that Chapter 7 will not discharge, such as taxes, child support, or liens that are greater than the value of the assets securing the debt.

Stop foreclosures

Facing a foreclosure is a time sensitive matter. As long as your bankruptcy lawyer files the petition before the date of the foreclosure sale, this type of bankruptcy will stop the sale from taking place. 

wages garnished

Wage garnishments are legal tools used by debt collectors to collect credit card debt, medical debt, tax liens and other types of unsecured debt. Defaulting on a loan may trigger a creditor to file a lawsuit against you after a period of time. 

Financial Planning

After bankruptcy, it’s a good idea to assess your financial situation. List all of your income, necessary living expenses, and any fixed debt or loans that have not been eliminated in the bankruptcy. This will give you a clear understanding of your finances, and help set  goals that allows you to take control of your finances.

filing Bankruptcy

Before you file, research Bankruptcy Attorneys in your area.  We will never suggest to file bankruptcy on your own, an experienced lawyer will protect you.

Call for a free consultation!