Chapter 7 Bankruptcy
Starting Over
We offer a number of different options to reduce debt and make your life easier.
Chapter 7, it’s a total bankruptcy. You may be able to keep some assets like your vehicle
Realizing that you need immediate help with managing debt , the first step is to call for a consultation.
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy is total liquidation, or a complete bankruptcy, mostly filed for individuals. Chapter 7 will discharge most debts given that the debtor qualifies for this type of bankruptcy.
Unsecured Debt
Most individuals who file for Chapter 7 are overwhelmed with unsecured debt, often having very few qualifying assets to seize, or none at all. Therefore, they have little to lose by filing Chapter 7 Bankruptcy.
Exemptions
Discharge of unsecured debts such as credit card debt, medical bills, protection from creditor actions, including lawsuits and bill collectors, and potential to keep certain assets, with a skilled lawyer who can file for exemptions.
Automatic Stay
Filing Chapter 7 bankruptcy creates an automatic stay. This stops creditors from contacting individuals or taking any actions against them. This “stay” provides legal protection from creditors calling and provides relief to individuals who are struggling with increasing debt.
Debt Relief
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- Chapter 7
- Chapter 13
- Foreclosures
- Wage Garnishments
- Free Consultation
The information on this website is for general information purposes only.
Nothing on this site should be taken as legal advice for any individual case or situation.
This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.